Our economic outlook
16 April 2024
Buy-to-Let Mortgages
For specialist advice on buy to let mortgages, speak to us
Buy to let mortgages differ from residential mortgages in many ways, from the rates available, to how the lender decides your borrowing capacity, and also the property will be subject to Capital Gains Tax on it’s sale.
The property that would be ideal to rent out could be very different to your choice of property that you would want to live in.
Most people select to go down the Buy to let property route for an investment proposition, and before getting started it is important to do your homework: Make sure you know what type of tenant you wish to attract, and then choose a property that will appeal to that type of tenant.
Your home or property may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some aspects of buy to let mortgages.