Blog

A New year and a fresh start, but what will 2023 bring? As usual I am writing this article prior to Christmas and to begin with I opened the piece I wrote last year with the realisation, little did I know what 2022 would bring. It has certainly been an interesting year: The Ukraine war,

The answer to this will be different for everyone and it will depend upon each individual’s circumstance, but it may be the right time to consider this if your Pension is in drawdown. A Pension annuity provides an income for life and is taxed as income. As the market in the last few years has

Many new clients are often embarrassed about how little they know about their current investments, but I would say that often clients have very little financial knowledge so I thought it could be useful to go through some typical scenarios. Retirement planning is a key area that we work in and many clients who have

I think the passing of the queen could make this, using her own words, an “Annus Horribilis”. Having said this, I do not think I would complain if I had lived an active life until the age of 96 years old. I thought reflecting on some of the financial changes during the reign of Queen

With the deadline for the registration of trusts looming we are spending a lot of our time making sure that clients are registering their trusts. Do you have any trust funds and if so have you registered them? They need to be registered by the 1st September. Even if the deadline has passed by the

I have talked about market falls in recent articles, but I don’t think I have pointed out the fact that this is not at all unusual after an event such as the Ukraine invasion. For those individuals who have recently invested and whose investments are currently in negative territory the situation can be daunting but

Many of us realised that life was not going to be easy after most of the COVID restrictions were lifted, but of course we did not know there was going to be a war in the Ukraine. This has impacted the equity markets, whilst inflation concerns and rise in interest rates have affected corporate bonds

I think many of us suspected that life after lockdown was not going to be easy, even before we knew that there was going to be a war in the Ukraine. We are now seeing the cost of energy on the increase, together with the Bank of England base rate being increased again this month