Blog

Many new clients are often embarrassed about how little they know about their current investments, but I would say that often clients have very little financial knowledge so I thought it could be useful to go through some typical scenarios. Retirement planning is a key area that we work in and many clients who have

I think the passing of the queen could make this, using her own words, an “Annus Horribilis”. Having said this, I do not think I would complain if I had lived an active life until the age of 96 years old. I thought reflecting on some of the financial changes during the reign of Queen

With the deadline for the registration of trusts looming we are spending a lot of our time making sure that clients are registering their trusts. Do you have any trust funds and if so have you registered them? They need to be registered by the 1st September. Even if the deadline has passed by the

I have talked about market falls in recent articles, but I don’t think I have pointed out the fact that this is not at all unusual after an event such as the Ukraine invasion. For those individuals who have recently invested and whose investments are currently in negative territory the situation can be daunting but

Many of us realised that life was not going to be easy after most of the COVID restrictions were lifted, but of course we did not know there was going to be a war in the Ukraine. This has impacted the equity markets, whilst inflation concerns and rise in interest rates have affected corporate bonds

I think many of us suspected that life after lockdown was not going to be easy, even before we knew that there was going to be a war in the Ukraine. We are now seeing the cost of energy on the increase, together with the Bank of England base rate being increased again this month

A couple of years ago I wrote about the Pension Lifetime Allowance but as it’s something that we tend to advise on quite a lot at this time of the year, I thought it would be a good time to refresh readers’ memories. The Lifetime Allowance was introduced on the 6th April 2006, and originally

Over the years I have met numerous people who have had financial concerns for many years before they have chosen to seek help. The issues have included whether their mortgages would be paid off by retirement, or knowing that they have a pension shortfall. Others had accumulated debts and had no idea how they were