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As the end of the tax year approaches, many people look to use their pension or ISA allowances with a lump sum investment. However, with the markets currently experiencing so much volatility, these decisions can feel more stressful than usual.It’s natural to worry about putting money in today only for markets to fall tomorrow. The

Following recent budget announcements, there has been increased interest regarding inheritance tax and strategies for its mitigation. Trusts represent a key method in inheritance tax planning, and I thought I would take this opportunity to write an article on this subject. So what exactly is a trust? A trust is a legal structure in which

In the past year I have had a few clients who have been contacted by HMRC due to not declaring interest on their savings and seem to have little knowledge that this was something they needed to do, so I thought it would be a good topic to write about. Most banks and building societies

So, another New Year is upon us, and I think this is an ideal time to think about your goals and targets for the year ahead. I’ve written before about New Year’s resolutions, but I would like to reiterate how important I feel this practice is. Similar to many, I have found myself in the

There’s been a bit of buzz lately about the FTSE 100 potentially breaking the 10,000 mark. At the time of writing, it hasn’t quite reached that point, with its highest close so far being 9,911.42 on November 12th — but hopefully, by the time this article has been read, it will have crossed the line.

As the year draws to a close, I always feel it’s an appropriate time to review the events and developments of the year. Although I’ve just said we should review events, these sort of discussions can evoke strong emotions and this can be done better if you look at it objectively. The Dow Jones, which

There’s no denying that we’re living in a remarkable era when it comes to technological advancement– my own role has been completely reshaped since I first started, and it’s only when you pause to reflect that the scale of change becomes apparent. The banking sector, in particular, has been profoundly influenced by technology. The sharp

According to the Standard & Poor’s Ratings Service Global Financial Literacy Survey conducted in 2014, only 33% of adults worldwide were found to be financially literate. Although this survey was carried out several years ago, and is global, rather than just here in the UK, I think many would agree that more financial education is

Where will property pricing in Purley go next?I believe that nobody can really answer this question. According to Rightmove, house prices in Purley have had an overall average of £595,138 over the last year, with detached properties being sold for an average price of £896,136, semi detached homes for £636,942 and flats for £301,608. Overall,