Blog

Brand new year!

So, another New Year is upon us, and I think this is an ideal time to think about your goals and targets for the year ahead. I’ve written before about New Year’s resolutions, but I would like to reiterate how important I feel this practice is. Similar to many, I have found myself in the

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Market foresight

There’s been a bit of buzz lately about the FTSE 100 potentially breaking the 10,000 mark. At the time of writing, it hasn’t quite reached that point, with its highest close so far being 9,911.42 on November 12th — but hopefully, by the time this article has been read, it will have crossed the line.

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Autumn review

As the year draws to a close, I always feel it’s an appropriate time to review the events and developments of the year. Although I’ve just said we should review events, these sort of discussions can evoke strong emotions and this can be done better if you look at it objectively. The Dow Jones, which

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Banking evolution

There’s no denying that we’re living in a remarkable era when it comes to technological advancement– my own role has been completely reshaped since I first started, and it’s only when you pause to reflect that the scale of change becomes apparent. The banking sector, in particular, has been profoundly influenced by technology. The sharp

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Financial education

According to the Standard & Poor’s Ratings Service Global Financial Literacy Survey conducted in 2014, only 33% of adults worldwide were found to be financially literate. Although this survey was carried out several years ago, and is global, rather than just here in the UK, I think many would agree that more financial education is

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Property pricing in Purley

Where will property pricing in Purley go next?I believe that nobody can really answer this question. According to Rightmove, house prices in Purley have had an overall average of £595,138 over the last year, with detached properties being sold for an average price of £896,136, semi detached homes for £636,942 and flats for £301,608. Overall,

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Investing wisely

There will be many people reading this article who are already aware that over the last few years many funds invested in the US should have seen a good return, and at the beginning of this year saw a lot of market volatility. A quick way to see the returns is to look at the

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Inheritance Tax

I have talked previously about the last Autumn Budget which made history as being the first delivered by a female, and a major tax raising budget, including changes to Inheritance Tax. For many individuals reading this article, two items in the budget that may affect them are: 1. The allowances, both the Nil Rate band

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Market volatility

The last six months have been very interesting indeed, including Rachel Reeves biggest tax-raising Budget on record: OBR watchdog’s database shows that the Chancellor hiked the tax burden by £41.5bn, more than Norman Lamont’s notorious 1993 raid.*1 This was followed by the US election which saw Donald Trump being elected for a second term. Since

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