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There’s no denying that we’re living in a remarkable era when it comes to technological advancement– my own role has been completely reshaped since I first started, and it’s only when you pause to reflect that the scale of change becomes apparent. The banking sector, in particular, has been profoundly influenced by technology. The sharp

According to the Standard & Poor’s Ratings Service Global Financial Literacy Survey conducted in 2014, only 33% of adults worldwide were found to be financially literate. Although this survey was carried out several years ago, and is global, rather than just here in the UK, I think many would agree that more financial education is

Where will property pricing in Purley go next?I believe that nobody can really answer this question. According to Rightmove, house prices in Purley have had an overall average of £595,138 over the last year, with detached properties being sold for an average price of £896,136, semi detached homes for £636,942 and flats for £301,608. Overall,

There will be many people reading this article who are already aware that over the last few years many funds invested in the US should have seen a good return, and at the beginning of this year saw a lot of market volatility. A quick way to see the returns is to look at the

I have talked previously about the last Autumn Budget which made history as being the first delivered by a female, and a major tax raising budget, including changes to Inheritance Tax. For many individuals reading this article, two items in the budget that may affect them are: 1. The allowances, both the Nil Rate band

The last six months have been very interesting indeed, including Rachel Reeves biggest tax-raising Budget on record: OBR watchdog’s database shows that the Chancellor hiked the tax burden by £41.5bn, more than Norman Lamont’s notorious 1993 raid.*1 This was followed by the US election which saw Donald Trump being elected for a second term. Since

As I write this, we are approaching the end of a tax year which means we have spent the last few weeks helping people use up their personal allowances. We keep in mind the saying ‘Look after the pennies and the pounds will look after themselves,’ which of course means that if someone takes care

Last week I watched with interest, the BBC Panorama programme, ‘Should We Still Be Working from Home?’, and it made me realise just how much Covid has changed our working life and the knock-on effect this has had on our lives. Homeworking was relatively rare in 1981 when only 1.5% of those in employment reported

So, another New Year has just begun, which I always get excited about and as I always find, it is a time to start afresh. Many people celebrate the start of the New Year, in fact research shows that in the USA 360 million glasses of champagne and sparkling wine are consumed at this time,