We are just about to enter what I regard as the season of madness, which is not going to be easy for many people due to the current cost of living crisis, therefore I thought it would be a good idea to address this in the article.
It was only 3 Christmases ago when Christmas was cancelled for many at the very last moment due to the COVID restrictions, and for many of us we just wanted a Christmas with our families. I know for my family at least, presents did not even enter our minds. I think very often what’s most important gets forgotten. I am not a big fan of going to supermarkets in the lead up to Christmas as it is so easy to start buying items which are not needed, and it certainly appears that everyone around you is doing exactly this.
So, before all the madness begins why not plan how you wish to approach this Christmas and work out a budget of how much you wish to spend on the event.
My approach has always been a different one, so rather than buying lots of presents, I fund a special event which the whole family can enjoy around the Christmas period. In fact, we have started to go to Christmas markets together, which does not have to be expensive.
Christmas can also be a time of sadness for many. For people who have lost loved ones it can make them focus on their loss. For people who are struggling financially it can emphasise their difficult situation, so I think it’s a time when we should stop and think about others around us and consider carefully how we may be able to help.
If you would like to receive any help planning your Christmas financially why not pick up the phone today and book a free without obligation consultation.