So, are you optimistic or pessimistic about the New Year?
As Bill Vaughan said: “An optimist stays up until midnight to see the new year in.
A pessimist stays up to make sure the old year leaves.”
As I am writing this article in mid-December it’s difficult to predict whether we will be back in lockdown by the new year. But I for one hope that I am an optimist. I know I have said this before, but it is always nice to be able to start afresh. I think, in considering the last few years it is even more important.
We may not reflect on our lives very often but for me the new year is such a good time for this, and to consider whether you have achieved what you wanted to do this year or whether you would do anything differently. Speaking to people over the lockdown I know many have said that every time they make plans they have been forced to rethink them, but I don’t think this should prevent us from trying.
According to statistics the most common new year’s resolutions are:
• More exercise and improving fitness
• Losing weight and a healthier diet
• Taking up new hobbies
• Saving money
I know that from my past experience of helping individuals to save money, you are more likely to succeed with this if you have a solid plan for how you are going to achieve it. For example, if you actually sit down and work out your budget and figure out exactly how much you really are able to save. Then work out where you are going to invest the savings, and think about what you will potentially be able to purchase with them.
So even if your ‘new year resolutions’ have passed by the time you pick up this article why not think about what you would like to achieve this year ? Also, try your best to clearly define how you are going to carry this forward.
If your plans are savings orientated why not ask for our help to achieve them?
We offer a free without obligation consultation so pick up the phone, and call us today.
